Professor Silvia Prina’s research on digital credit in Mexico, coauthored with Alfredo Burlando and Michael Kuhn, is featured in a new VoxDev article. Their paper, Too Fast Too Furious? Digital Credit Speed and Repayments Rates, was published in the May 2025 issue of the Journal of Development Economics.
The study finds that slowing down loan disbursement—by just a few hours—significantly reduces default rates. The research suggests that brief delays in loan delivery can improve borrower repayment and lender profitability, raising important questions about the role of speed in digital lending.
